As shared in a previous blog post, moving from home into an assisted living facility is not always necessary when a senior loved one is in need of assistance with daily living. If you’ve begun the search for senior care options, you may be feeling a bit overwhelmed and have a lot of questions: Is home care an option for Mom? Will Medicare cover expenses? Are there other options to pay for care? At Stowell Associates, we answer questions like these all the time, and we’ve put together the following list of answers to our most frequently asked questions to help you in your search for the best home health care services in Milwaukee, WI and the surrounding area:
- Does my elderly parent qualify for home care services? Anyone who is in need of help at home is eligible for private pay home care and care management services, like those offered by Stowell Associates. If you’re looking for financial help from any source other than your own private funds, however, there is criteria that would need to be met. Elder law attorneys and estate planners are very helpful when looking into long-term care payment options. Wisconsin also has an Area Agency on Aging which can also provide assistance with understanding eligibility requirements for community-based services.
- Will Medicare cover home care costs? A lot of people believe that Medicare will cover the cost for in-home care services, but it’s a misconception. Medicare provides health insurance coverage through the U.S. government for those over age 65, covering skilled medical care; it does not typically cover help with daily living activities like showering, dressing and grooming. Some benefits may be available however, for short-term home health care, but only when specific conditions are met.
- What options are available to pay for care at home? There are a variety of ways to pay for home care, including retirement savings such as pensions and life insurance policies and long-term care insurance. The experienced care management team at Stowell Associates is always available to help you navigate payment options for Wisconsin care management and home care services.
If you have additional questions, never fear – Stowell Associates is here with the information you need to make the best care decisions and alleviate any concerns about in-home care that you may have. Contact one of our care managers any time at 414.963.2600 in the Milwaukee area, or 262.521.3016 in the Waukesha area and let us know how we can help.